Money

Debt payoff planner

List what you owe, pick a strategy, and see your debt-free date. As each debt clears, its payment rolls over to attack the next one.

Your plan

Edit

Avalanche strategy

Highest rate first — pays the least total interest.

Extra payment

RM 500.00 / mo

Total owed

RM 42,800.00

Debts

3

Debt-free by

Oct 2028

2y 2m

Total profit / interest

RM 1,858.16

of RM 44,658.16 total paid

Your extra payment saves

RM 1,407.55

and finishes 12 months earlier

Today · RM 42,800.00Oct 2028 · RM 0

1. 1
   Maybank credit cardGets every spare ringgit firstJul 2027RM 754.48 interest
2. 2
   Perodua car financingThen its payment rolls over from “Maybank credit card”Jun 2028RM 935.22 interest
3. 3
   PTPTN study loanThen its payment rolls over from “Perodua car financing”Oct 2028RM 168.45 interest

Estimates assume fixed rates and on-time payments, with profit/interest accrued monthly. Islamic financing products may compute profit differently — check your agreement, and consider settling interest-bearing debt first as a Shariah priority.