What is the difference between wasiat and hibah?
Wasiat is a will effective after death, limited to one-third of your estate for non-heirs under Islamic law. Hibah is a lifetime gift with immediate transfer of ownership and no one-third limit.

Sampul legacy plans help you document wasiat, hibah, and trusts — so your loved ones know what to do.
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1.5% AUM
+ RM 200 docs
Immediate asset transfer with ongoing management, plus:

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Essential wasiat protection, available quickly.

RM 180/year
Unlimited digital wasiat — amendments included.

RM 2,500
Shariah-compliant property gifting documentation.
Execution coordinated with Rakyat Trustee.
What is the difference between wasiat and hibah?
Wasiat is a will effective after death, limited to one-third of your estate for non-heirs under Islamic law. Hibah is a lifetime gift with immediate transfer of ownership and no one-third limit.