Close your retirement gap
You're on track for RM 820K by 60 — about 68% of what you'll need. Adding RM 370 a month closes the gap.
Grow
What to do next
Based on your numbers — a short list of moves that make the biggest difference.
One unit trust is under Shariah review
Public Islamic Equity is under review by SC Malaysia. Worth checking before you add more to it.
Your surplus cash could work harder
Your everyday account holds more than three months of bills. Moving the surplus to ASB or your Hajj goal keeps it growing.
Most of your growth sits in EPF and property
64% of your portfolio is in two places. Spreading new contributions across ASB, sukuk, or gold softens the swings.
Licensed advice
Talk to a certified investment advisor
Retirement gaps, Shariah screening, and where to put surplus cash — a licensed advisor can walk through your options in a one-on-one session. Sessions via TSI Wealth Planners, a licensed partner in our advisor network.
Suggestions come from the balances and habits in your Sampul account. They’re a starting point, not licensed financial advice.